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Reserving

Reserving

We know from experience how first-class reserving can be a powerful strategic tool that provides new insights into underwriting and claims processes.

Personal Lines

Encompassing a wide range of insurance products from motor cover to creditor insurance, personal and commercial lines of business are driven by the need to cut costs and improve service standards, while remaining competitive and profitable. More

Adequacy

Estimating insurance reserves is an uncertain process, by its very nature there is no exact right or wrong answer as to what level of reserves are required at a company level or even for a single class of business.  More

Uncertainty

In order to make informed business decisions, it is important to understand the level of risk assumed by holding any particular reserve.  More

Reinsurance Security

The aim of a reserving study is to decide upon an amount that will be held to pay future claims. The amount needed for this will be the gross claims that will be paid out less the reinsurance that will be collected.  More

Reserve Certification

Our key area of statutory work concerns the production of reserve opinions, certifying that reserves meet the relevant statutory test. More

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