EMB in North America

EMB is the largest and most successful firm of specialist property and casualty (P&C) insurance experts in the world. We have pioneered the development and use of high performance actuarial software and built a reputation for first class technical skills.

The combination of our knowledge, expertise and innovation helps our clients improve their business performance by optimizing capital, growing revenue and increasing profits.

With offices around the globe we advise insurers, reinsurers and distributors including 28 of the world’s top 30 P&C companies. Our partners and consultants are internationally recognized as thought leaders in P&C insurance.

We have developed a track record of innovation in techniques and best practice. Many of these methods are now accepted as the norm in the industry. Based on this expertise we offer a unique range of skills and services to address all aspects of your company.

At the heart of our philosophy is knowledge transfer. Rather than trying to protect our expertise, we actively help clients to acquire their own analytical and business skills, believing that this is in the best interests of productive long-term working relationships.

We like to think of ourselves as enabling experts.

Our in-depth expertise includes:

EMB C-Counsel Business Consulting
We advise on strategic issues that demand analysis of marketing and corporate capability as well as key financial drivers. We provide strategic advice for the whole business, for entering new markets, or for specific areas of the business such as distribution, products and pricing.

EMB Actuarial Consulting
EMB has established a first-rate reputation for technical excellence in actuarial engagements, covering all aspects of reserving, financial modeling and pricing.

EMB Investment Consulting
EMB combines investment banking, financial modeling and actuarial experience to offer an enhanced quantitative understanding of asset-side risk. We bring innovation to issues such as economic scenario generation and interest rate modeling that offer specific benefits to the wider insurance and investment communities.

EMB Marketing Sciences
We have extended our knowledge of complex pricing techniques in insurance to cover broader areas of marketing analytics, advising clients on media optimization and marketing effectiveness within and beyond the insurance industry.

EMB Software
Originally designed to support our own projects, our range of analytical software is unrivaled, making it feasible to perform tasks that would otherwise be impossible, impractical or hugely time-consuming.

EMB Professional Development
We have distilled our breadth and depth of knowledge into structured education programs to enhance skills within companies, across all disciplines and for all levels.

For more information about our services offerings and business structure, download our corporate brochure.