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We're making changes to improve the emb.com/us website this week. While we work, you may notice a few problems with internal page links. Hopefully, by breaking a few eggs, we'll end up with a nice omelet. We apologize for any inconvenience you may experience in the meantime.

If you have any questions or problems, please contact us at .

EMB University in July
Our next EMB University session will be "Usage Based Insurance (UBI): A practical approach" on Tuesday, July 21, 2009 11AM (ET).

Learn more about this and other EMB University sessions and find out how you can register
.

EMB Identifies Top Shortfalls in Risk Management Programs
The current economic downturn is motivating insurers to improve risk management programs but many organizations are still overlooking critical areas in their enterprise risk management programs.

Escalating Price of Natural Disasters Could Devastate P&C Industry
Natural disasters are getting costlier while the shrinking economy is making property and casualty (P&C) insurers more vulnerable.

Today's CRO: The Role, the Fit, the Purpose
The role of the modern chief risk officer (CRO) emerged in the early 1990s in response to various corporate crises and was designed primarily to put the brakes on activities that generated excess risk.  

Click here to learn more about the role of today's CRO.

EMB Advises Auto Insurers to Speed to Usage Based Rating
Usage-based insurance will become the industry standard in the next five years according to EMB. Usage-based auto insurance uses driving data that allows insurers to determine more accurate rates, while also empowering customers to control these rates. 

Effects of Economy Loom for Insurers Globally
Direct and indirect effects of the current financial turmoil, including increased claims frequency, mandate ERM strategies for P&C insurers to survive.
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