Financial Modelling
EMB is a world leader in assisting insurers and reinsurers with financial risk modelling. Our success stems from the quality and experience of our people, our understanding of clients’ needs and unrivalled software products. Our clients are diverse and include many of the largest global insurers and reinsurers, many entities in Lloyd's, specialist insurers and regulators.
Successful business applications of EMB financial models include:
- Regulatory capital assessments and submissions
- Reinsurance pricing
- Business strategy and planning
- Mergers and acquisitions due diligence
- Business management metrics
- Allocation of capital
- Management of balance sheet risks
- Economic scenario generation
Enterprise Risk Management (ERM)
Financial modelling is not just about building a model; it is a way to understand the dynamics of a business so that management can make better informed decisions to increase profitability and improve efficiency.
A modelling exercise can amount to a root-and-branch review of the entire business. The result is an in-depth understanding of a company’s internal dynamics which can benefit every area of decision-making. Through this our clients are better equipped to manage future uncertainty and identify the most appropriate business strategies to meet their objectives.
EMB helps companies implement and maintain an effective financial modelling regime.
As well as highly experienced actuarial staff, we also provide business consultancy services to ensure that the modelling work forms part of a successful risk management function, supports regulatory requirements and is embedded within the organisation.
Software
EMB Igloo™ is the insurance industry's leading financial simulation engine. it helps insurers and reinsurers assess how their business would perform in any number of possible real life scenarios.
Known for its speed, power, flexibility and ease of use, Igloo provides you with the means to efficiently create a business model that matches the profile and needs of your organisation.