With market turmoil pushing investment risk up the list of insurers’ priorities, EMB are launching a service to advise companies on their approach to investment strategy. The newly formed EMB Investment Consultancy team offers clients a range of risk modelling solutions with a particular emphasis on asset side risk and the inter-relationships across the balance sheet.
More
The recent hardening of reinsurance rates after a short-lived soft market is no co-incidence. Managements have transformed the way the industry is run giving it a new stability.
More
EMB predicts that telematics based motor insurance will break in to the mass market within five years. EMB Director, Julian Beardsworth states, “Telematics rating is inevitable and will become a standard product offer of many insurers in the next five years as it provides too many pricing and marketing advantages to be consigned to the fringes of the market for much longer.”
More
Regulators around the world are converging in their assessment of insurer creditworthiness. Even with the impact of the global credit crunch likely to increase the rigour of quantitative rules-based tests, the trend is for a wider qualitative approach, embodied in Enterprise Risk Management (ERM). Vikas Newatia, Managing Director of EMB India explores why.
More
Identifying and commencing the management of individual risks – and their aggregate effect – at the right, early, stage is an essential activity of project management. Effective risk management from project outset is a critical success factor.
More
Insurers can expect to see their profitability come under further pressure as the effect of the recession hits households and businesses around the UK cautions EMB, the international consultancy specialising in non-life insurance.
More
The London market has rightly become much more proactive in ensuring that underwriters maintain high technical standards. Steps taken by Lloyds and the IUA companies have contributed to the recent welcome spell of stability in the market, yet there has to be concern about one key component of the mix: pricing.
More
