Pricing
Pricing
It is not enough just to calculate the technical price for a particular risk, important though it is. You also need to know the "street price" and what this means to your customers as well as your business.
Personal & Commercial Lines
Renowned for our pricing expertise, we are available to provide advice on all aspects of pricing, whether these are technical, strategic/tactical, or process.
Price Optimisation
Whether an insurer or intermediary, challenging profit and volume KPI objectives may not be achievable through uniform profit loads or commission rates.
London Market
As capital has become scarcer and investment income has diminished the importance of delivering an underwriting profit that meets the business’s return on capital targets has moved to centre stage.
Models
Insurance pricing models can be broken down into three broad groups: Exposure rating, Experience rating and Credibility rating.
Individual Accounts
Work on individual accounts tends to be experience rating, where the account is rated on its own claims experience. However, benchmarks will often be used where data is limited.

Commercial Pricing: Download our brochure for the full range of services and software offered by EMB

EMB Pricing Software: Download our brochure for details of the software available to help meet your pricing needs or visit our software pages of the website
For further information or to speak to someone about your pricing needs, contact your local office.